Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is a type of health insurance plan offered by private companies approved by Medicare. It provides an alternative way to receive Medicare benefits, combining coverage for hospital care (Part A), medical services (Part B), and often prescription drugs (Part D) into a single plan. Medicare Advantage plans may offer additional benefits not covered by Original Medicare, such as dental, vision, and hearing services. These plans typically have network restrictions and may require referrals for specialist care, but they often come with lower out-of-pocket costs compared to Original Medicare. Enrollees pay their regular Part B premium and may have an additional premium for the Medicare Advantage plan, depending on the specific coverage and benefits offered.